A revolving Line of Credit is the most flexible way to fund your business. Cash is available on demand at the click of a button when you need it most. You can withdraw funds at any time and pay interest only on the funds you draw from your line. A revolving line replenishes credit after every payment. Get low payments with repayment terms of up to 36 months. No origination fees or pre-payment penalties.
QualiFi offers a wide variety of business lines of credit for small business owners nationwide. If you need assistance covering business expenses or bridging the costs for your short-term projects, we’re ready to provide you with the working capital to make your financial aspirations a reality.
You should consider a business line of credit with QualiFi when you want to:
Our team is dedicated to helping small businesses of all shapes and sizes get the cash flow financing required to fund their short- and long-term projects. Your time in business isn’t a problem—as long as you have been in business for a minimum of six months and have at least three months of generating business revenue, you may be a good candidate.
Even if you don’t have a project in the pipeline, it’s a good idea to open a line of credit for future business opportunities. After all, you never know when you might come across a prime piece of real estate, a great opportunity, or have access to discounted inventory. Moving quickly and decisively on exclusive business opportunities is essential to remaining competitive and encouraging constant growth.
There are two types of business lines of credit. Here’s a brief explanation of QualiFi’s approach to both:
Secured business lines of credit require collateral. You borrow against valuable assets like accounts receivable, real estate, or inventory.
We offer structured, transparent, and affordable lines of credit to businesses of all sizes. Interest rates with monthly payments start just below 1% a month.
An unsecured line of credit requires no collateral. QualiFi offers cash flow financing up to $250,000 with no collateral needed. If you have a line of credit with your local bank and are nearly maxed out, we can help. Our lines are fully subordinating and will supplement your traditional bank line. With 24-hour approvals and same-day funding, QualiFi is your #1 source for business lines of credit.
Applying for a secured or unsecured business line of credit with a traditional lender can be a headache, especially if you’re after an SBA loan. The requirements can be restrictive and the application process time-consuming, and when you need to move quickly to seal a deal, you can’t afford to trudge through the bank bureaucracy.
We keep our process accessible and straightforward. We offer lending products for all credit profiles with annual interest rates that start just below 1% monthly with no collateral required. We cater to your diverse needs, and whether you’re an expansive corporation or a small business owner just getting started, we’re ready to assist.
QualiFi was built by entrepreneurs for entrepreneurs. Before QualiFi, our founder, Eddie DeAngelis, built Amerifi LLC—a company recently acquired by Nav Technologies Inc.—from the ground up. He knows the financial landscape and is ready to help you understand it too.
The best time to open a business line of credit is when you have positive cash flow. Waiting to secure credit when you’re already in a bind is risky and can limit your options. With ongoing access to working capital through a line of credit, you’re prepared to bridge cash flow gaps and manage future financing challenges as soon as the problems arise.
QualiFi secures revolving credit lines that are available anytime you need them. Revolving business lines of credit replenish as you pay down the balance. You always have access to funds if you make timely payments and avoid hitting the credit limit. Our funding managers provide you with the lending products and resources you need to stay agile and ready to navigate anything the world throws at your company.
QualiFi has helped countless clients and affiliates fund their endeavors. We’ve spent many years in the finance industry and know how to get to the heart of your cash flow trouble and remedy it with innovative and affordable lending products.
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