Asset Based Loans for Businesses Nationwide
Asset-based lending gets you access to larger loan sizes from $500,000 up to $20 million in 2-3 weeks.
How Does Asset-Based Lending Work?
Asset-based loans and lines of credit can be conveniently structured to meet the needs of your business. Whether it be an interest-only line of credit, a fully amortizing term loan, or a combination of the two, QualiFi makes it happen. Showing the lender valuable business assets and borrowing against collateral is relatively simple.
Common collateral for asset-based lending includes:
- Accounts receivable
- Inventory
- Equipment
- Real estate
QualiFi knows that understanding all your available options can feel overwhelming, especially when you’re eager to pursue a new business opportunity and grow your company. Traditional lenders can be restrictive and cumbersome. At QualiFi, we strive to be different by providing complex finance solutions in a simple structured process to maximize efficiency. We learn about your business and provide services that meet your requirements.
We lead you by the hand through the application process to make securing an asset-based loan straightforward.
How a Business Asset Loan Approach Benefits You
Asset-based lending is an excellent way to expand your working capital when you can’t provide enough cash flow to secure a traditional business loan. Whether you need to make payroll expenses, purchase new inventory, or invest in real estate, securing a loan with your business assets can be easier than pursuing an alternative, especially when you’re undercapitalized or overcoming a financial hump.
Asset-based lending is an excellent choice for companies in the following scenarios:
- Experiencing rapid growth
- In the middle of a transition or turnaround
- Pursuing an acquisition
- Have a limited operating history
QualiFi is all about acceleration and efficiency. Our product suite is easy to navigate, and our team is ready to walk you through the asset-based loan application process. We offer flexible options tailored to your particular requirements and approve most applications within 24 to 48 hours. We’ve secured over $250 million in capital for small businesses since 2013 and plan to do much more.
Your Assets Work for You
Your borrowing capacity grows as your business expands. When you acquire additional business assets like accounts receivable and inventory, the line of credit limit can be increased, allowing you to improve your operations further and introduce new benefits to your organization.
Flexibility and Customization
The team at QualiFi likes to kick it up a notch regarding flexible options and custom offerings. Rather than bury you in documentation and recommend several products that may not be the best fit, we build programs around your needs, finding the best product to help you achieve your business goals. We secure up to $20 million in affordable capital for businesses of all sizes.
More Manageable Costs
Many online lenders lure customers in with quick approvals only to surprise them with daily or weekly payments exceeding 40% interest as their only option. Asset-based loans are priced with an annual percentage rate (APR), and QualiFi offers diverse financing for all credit profiles. We excel at providing small businesses with unique solutions at affordable rates.
Secure Funding of Your Dreams With QualiFi
Traditional lenders tend to bog down applicants with a slurry of documentation, no matter what type of loan they try for. Our team keeps it simple with our discovery call approach. After a short conversation, we’ve aligned with your goals and are ready to deliver a winning solution.
We Deliver Asset-Based Loans to Companies of All Kinds
Whether you’re a small business or large corporation, QualiFi is prepared to guide you through the asset-based lending process and help you leverage business assets to secure the highest line of credit available. Our team can incorporate all of your assets and offer affordable interest rates.
Are you preparing for an acquisition or working through a turnaround? Our services are perfect for organizations in the following industries:
- Information technology
- Business services
- Distribution
- Construction
- Automotive repair
- Retail
- More
Get in Good With the Banker’s Best Friend
QualiFi has helped countless clients and affiliates fund their endeavors. We’ve spent many years in the finance industry and know how to get to the heart of your cash flow trouble and remedy it with innovative and affordable lending products.
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