Banks, CPAs, & Credit Unions trust us w/ their clients, you can too!
Lines of Credit from $5,000 to $75 Million.
Cash you need when you need it most, with a simple click of a button! Give your business the flexibility it needs with an affordable line of credit. Essential for every business is a safety net to bridge cash flow gaps, meet payroll demands and invest in opportunities with a fully revolving credit line with QualiFi.
With no collateral needed, we can secure up to $500,000 in a week, with no pre-payment penalties, and single-digit interest rates! If you do not have months to wait for conventional banks and looking to avoid mounds of documentation with very low success rates, QualiFi can help!
QualiFi understands you have no time to waste when there’s a limited opportunity on the table or your cash flow took a recent turn for the worse. Our quick and easy bridge loans and business cash advances have reasonable rates with no minimum credit requirements.
Staying competitive in your field is challenging when you’re stuck with outdated equipment and technology. QualiFi secures the working capital you need to upgrade to the latest and greatest technology and equipment. Whether you need new software or more traditional hardware, we find you a quick and easy path to financing.
Are you frustrated seeing your cash flow depleting while you’re waiting on your customers to pay? QualiFi’s financing programs can provide you a credit line of up to 90% advance rate on your open invoices.
Recently land the big client you’ve been working on? Secure a large purchase order or several PO’s and need cash to facilitate the order? Purchase order financing is the perfect solution.
Looking for a new investment property or tap into your equity with a cash-out refinance? Lock in a “30-year fixed term” with interest rates starting in the single digits with our commercial mortgage programs. With speedy closings averaging 30 days, minimum documentation needed, and no income verification programs, QualiFi offers the perfect solution.
Loans From $10k to $10mm, Funding in as Fast as 24 Hours, and Interest Rates as Low as 6%
1 Our Diverse Solutions
QualiFi offers the largest selection of the most affordable lines of credit available in the market today. We cater to all credit profiles from well preferred to high risk with low interest rates and monthly payments available.
2 Our Experience
Our proven track record of helping business owners consolidate expensive short-term loans with long-term low-interest solutions makes QualiFi the #1 choice for business financing. Our current clients proudly help us boast a stellar 4.8-star rating of verified reviews on Trustpilot!
3 Our Streamlined Process
Experience world-class customer service with QualiFi. Our team specializes in delivering complex solutions made simple. When our competitors say no, we find a way to deliver the most affordable, transparent finance solutions from as little as $5,000 to $75 million.
Fill out our simple and secure application and apply today! You can apply online now or call us at 833-933-3665.
A dedicated funding manager will reach out to you to learn more about your business and how we can help!
We partner with the most reputable network of lenders to find the best, and most affordable options for your business.
Funds can be in your business account in as little as 24-48 hours!
Who or what is QualiFi?
QualiFi is a growing commercial “finance broker” or “alternative business financing” company that provides affordable and fast funding solutions to small and medium-sized businesses.
We can secure funding much faster than traditional banks and lenders:
Is QualiFi a bank or lender?
QualiFi is not a bank or a financial institution in the traditional sense. We are a commercial finance broker, and work with over 75+ lenders across the US, to help you secure loans at lower-than-market rates and terms favorable to YOU. We are created by entrepreneurs for entrepreneurs. Our forte is helping you qualify for the right type of business loan or line of credit that suits your business needs.
Is QualiFi legit?
Totally. We’re an established business financing company based in Broomall, PA. While we’re not a bank who can lend directly to you, our team has secured over $275 million in capital for businesses nationwide since our founding in 2022.
Our leadership team has been in the industry since 2013 and helped clients secure over $500 million so far.
You can find our contact information, address and phone numbers at the top and bottom of every page of this website.
How quickly can I get a business loan?
We can get you approval the same day or in under 24 hours. However, it’s best if you make a considered decision based on the multiple options our team will present you with.
Our approval timelines look like this:
This is dramatically less than usual banks (4-8 weeks) because our strong relations with 75+ lenders lets you select from a variety of loan options with minimal documentation.
Can I get a loan even if multiple banks have rejected me?
You bet. In fact, many of our clients have secured bank financing and then outgrown their line of credit and come to us for additional financing when the bank says NO. Others come to us after being declined by the banks on the basis of tight restrictions and requirements
Unlike banks, we work to find solutions, not problems. We start with a simple discovery call, where our mission is to
What types of loans do you offer?
We offer more than a dozen solutions for small-to-mid-market businesses (take a look at the “Business Loans” menu above). These include lines of credit, 5-year term loans, SBA loans, equipment financing, commercial mortgages, short-term bridge loans, and asset-based loans among others.
We’ll help you select the right loan based on the strengths and needs of your business.
Can I use the financing for any purpose?
Absolutely. You can use the funds you get for ANY business purpose, including
You decide the best use of the funds. We’ll make sure you have access to it when you need it.
What if I don’t have a great credit score?
Not a problem. With some of our high risk programs, we can work with credit scores as low as 500 — by considering factors such as your industry and business model, cash flow patterns, growth potential, sales pipeline and order book, recent revenue and profit margins, debt-to-income ratios, and assets you can use as collateral.
How is QualiFi different from a traditional bank?
Very different. We help you secure low-interest-rate business loans faster (24-hour approvals vs. 8 weeks), lower credit score (500 minimum vs. 700), and minimal paperwork.
The QualiFi advantage? Banks reject approximately 85% of all loan applications while we almost always say Yes.
We focus on your revenue history, pipelines, and growth potential, not checkboxes on outdated forms.
What are the minimum requirements for a business loan?
While requirements depend on the type, amount and duration of the loan, in most cases, you’d do well to have the following:
What types of businesses can qualify for a loan?
We work with businesses in a huge variety of industries, including construction, healthcare, technology, food & restaurant, manufacturing, retail, trucking & transportation, all specialty contractors and professional service providers.
Whether you’re a startup or an established business with a sizable staff, we can get you funding for specific business objectives.
What is the approval process?
You can apply online (just find the APPLY NOW button on this page) or call 833.933.3665 or 215-QUALIFI and answer a few questions:
We’ll leverage our extensive lender network and relationships to give you the best loan options with the most favorable terms.
How much can I borrow through QualiFi?
Depending on your business’s size, revenue and financial profile, you can borrow anywhere from $5,000 to $75+ million.
Some typical ranges:
We tailor every offer to meet your unique needs and goals.
Are there any prepayment penalties or hidden fees?
None.
While the majority of loans come with prepayment penalties, there are options to repay early and save on interest if it suits you.
At QualiFi, we believe in complete transparency and prioritize YOUR business objectives. Your funding manager will clearly explain:
You’ll always know EXACTLY what you’re paying for, how much you’re paying, and when.
Is my information secure with QualiFi?
Absolutely. We use bank-level encryption on all our online platforms. We have a safe and secure Docusign portal to upload all documents and sensitive financial information to. We also comply with all major data security and sharing standards and best practices. All your personal and financial information is secure and never shared without your consent.
