5-10 Year Term Loans

Covering day-to-day working expenses can take a toll on credit and cash-flow-driven businesses. A well-applied business term loan relieves the pressure and increases your flexibility.

How Helpful Is a Long-Term Business Loan?

A traditional business term loan is a lump sum of cash a business receives and pays back over a fixed period. Established business owners who need a little help seeing their short- and long-term financial goals benefit the most from a term loan. Term loan amounts range from a few thousand to millions of dollars, making them a very flexible and meaningful option for business owners who need the extra working capital.

Business term loans can be used in many ways, including:

Improving cash flow
Real estate investment
Consolidating existing debt
Expanding operations to a new location
Buying new equipment or inventory

QualiFi is here to help you finance the project of your dreams. Our funding managers are ready to deliver high-quality lending products that align with your mission and meet your needs. We offer a straightforward application process and approve most term sheets in less than 48 hours. You can get up to $500,000 in less than a week with rates starting at 6.99% with no prepayment penalties and agreeable repayment terms of up to 10 years.

The Benefits of a Business Loan 5-Year Term With QualiFi

Reasonable Qualifications and Minimal Documentation

There’s no need to feel frustrated about failing to meet the qualifications a traditional financial institution demands when applying for a business term loan. While many banks and credit unions require you to have a stellar credit score, ample annual revenue, and plenty of time in business, QualiFi understands that having a picture-perfect profile isn’t possible right out of the gate when you’re a small business.

QualiFi values your time and finds you the quickest and most efficient path to funding with our streamlined process. Competing with the strict qualifications for bank and SBA loans can drain your patience and jeopardize your ability to capitalize on time-sensitive opportunities. Our funding managers get straight to the point to get you money ASAP.

We never bombard you with documentation—our discovery call allows us to get to know you and your financial goals and helps us recommend relevant lending products we know will positively impact your strategies. Whether you want to consolidate expensive debt into one monthly payment or need funds to pursue an acquisition, we get you what you need.

Predictable Payments and Loan Terms

Many online lenders offer small business owners easier processes and less restrictive requirements but charge exorbitant rates. QualiFi offers loan products that match your situation at affordable rates. Our interest rates start at 6.99%, and we can secure you up to $500,000 without collateral.

Clear Your Confusion With QualiFi Funding Professionals

It’s challenging to get your bearings on the financial landscape as a business owner. QualiFi understands where you’re coming from and can help you find a way forward. Our team has secured over $250 million in funds for companies nationwide, and we’re set to help you too.

Schedule a Free Discovery Call

We Offer 10-Year Term Business Loans for Every Industry

There’s no limit to what a small business loan with QualiFi can do for your organization. Whether you work in the food or restaurant industry, run a construction company, manage a retail store, or operate a manufacturing facility, a business term loan is an excellent financing option if you need a little assistance staying agile and competitive in the field. Our services are prompt and tailored to your specific needs.

Get in Good With the Banker’s Best Friend

QualiFi has helped countless clients and affiliates fund their endeavors. We’ve spent many years in the finance industry and know how to get to the heart of your cash flow trouble and remedy it with innovative and affordable lending products.

"*" indicates required fields

Here’s What Business Owners Like You Have to Say